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Armando - Sales Manager

 Armando - Sales Manager


 Lupe - Assistant to Sales Manager

Lupe - assistant to sales manager

 Shelly - Customer service representative

Shelly - Customer service representative

 Vanya - Customer service representative

Vanya - Customer service representative


Here at 123 TX AUTO we understand how intimidating it is to purchase a used vehicle. This is why we came up with the 123 Assurance Program.


Please read the following very carefully and make sure you understand the program, your rights and their limitations.


Interest free if paid in full in 6 month or less!!


We sell only CLEAN title vehicles (never salvaged).


We offer FREE Carfax report for every vehicle we sale.


We let “preferred customers” switch vehicles after 2 years*1


We help you reestablish your credit so you can have a better tomorrow*2


We offer a variety of easy payment options (no need to pay in person...)*3


We offer the option to ”Skip a payment” to those who have paid ahead*4


We offer SEVEN (7) days money back Guarantee if you cancel the deal*5


We offer warranty on most vehicles we finance *6


    Who qualifies as  a “preferred customer”?

A customer that always pays on time.

A customer that always maintains proper insurance and updates us with changes.

A customer that keeps the vehicle in good shape both cosmetically and mechanically.

A customer that Drives less than 20K miles a year.


1. Switching to another vehicle won’t transfer any negative equity from the previous loan but may require a new down payment and paying for the new vehicle’s TAX, TITLE and License  (TT&L).see dealers for details.


2. Autojax Finance reports monthly to Transunion and therefor making your payments on time will result in positive impact on your credit score.see dealers for details.


3. As of today, you can make your auto loan payment in most 7-11 and walmart stores, directly from your bank or in person. see dealers for details.


4. When you make bigger payments then your contract calls for, you “build equity on your loan”. You can use this credit to pay your loan off sooner and save interest OR, if that credit is big enough,  you can choose to use it as a safety net in case something goes bad and you have to skip a payment in the future. This way you can try and pay the loan off sooner and cheaper but without been stuck if you get “cash poor”. see dealers for details.


5. vehicle must be in same shape as when purchased, we will charge 10% of the down payment as a cancellation fee and charge $1 per mile driven. any repairs or detailing needed will be an extra charge. see dealers for details.


6.  see dealers for details.





Important note: the “123 Assurance Program” is a joint program between 123 TX AUTO and Autojax Finance and is only valid for as long as one of those companies hold the rights to your note. [i.e as long as your account hasn’t been transferred to another financial institution (either by your request to refinance or by us selling your note)]. we can not guarantee that any other buyer of your note will honor this program. 


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